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Farmer Welfare Centre

KCC Loan, PMFBY Insurance, PM-KISAN, Mudra Loan — accurate information and application help. Urban Anaj will guide you — completely free of charge.

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6+ Govt Schemes
Free Application Help
₹10L+ Loan Access
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Most Important Schemes

Every Farmer Deserves These Benefits

These Central Government schemes are available to every farmer in MP. Urban Anaj will help you apply.

Loan & Credit / ऋण
Kisan Credit Card Yojana
KCC

KCC ek revolving credit facility hai jo kisano ko kheti, beej, khad, pesticide aur related zaroorat ke liye short-term loan deta hai, bahut kam byaaj dar par.

Key Benefits:

  • 3% interest subsidy ke saath loan
  • Rupay Debit Card milti hai
  • Fasal bima bhi included
Helpline: 1800-180-1111
Fasal Bima / फसल बीमा
PM Fasal Bima Yojana
PMFBY

PMFBY ek government fasal bima yojana hai jo prakritik aapda (baarish, aahat, ola-varsha) se fasal barbad hone par compensation deti hai. Kisano ko bahut kam premium bharna padta hai.

Key Benefits:

  • Rabi fasal ke liye sirf 1.5% premium
  • Kharif ke liye sirf 2% premium
  • Fasal nuksaan pe poora muawza
Helpline: 14447
Subsidy / अनुदान
PM-KISAN Samman Nidhi
PM-KISAN

PM-KISAN scheme ke tahat har kisan ko saal mein Rs. 6,000 seedha unke bank account mein diye jaate hain — teen kisht mein, har 4 mahine par Rs. 2,000.

Key Benefits:

  • Rs. 6,000 per year seedha account mein
  • Teen kisht mein payment
  • Roze-marra ke kaam ke liye cash support
Helpline: 155261
Loan & Credit / ऋण
Pradhan Mantri Mudra Yojana
PMMY

Mudra Yojana chote business shuru karne ya badhane ke liye loan deti hai. Urban Anaj jaisi farm-to-home delivery ya agri-business ke liye ideal hai. Koi collateral nahi chahiye.

Key Benefits:

  • Rs. 50,000 tak Shishu loan
  • Rs. 5 lakh tak Kishore loan
  • Rs. 10 lakh tak Tarun loan
Helpline: 1800-180-1111
Subsidy / अनुदान
Agri-Infrastructure Fund
AIF

AIF ek Rs. 1 lakh crore ka fund hai jo post-harvest infrastructure (storage, grading, sorting, processing) banane ke liye loan aur subsidy deta hai. Urban Anaj jaisi direct supply chain company ke liye bahut relevant hai.

Key Benefits:

  • 3% interest subvention on loans
  • Rs. 2 crore tak loan
  • Collateral-free up to Rs. 2 crore
Helpline: 1800-180-1551
All Schemes — Full Details

Step by Step Information

Key Benefits
  • 3% interest subsidy ke saath loan
  • Rupay Debit Card milti hai
  • Fasal bima bhi included
  • Rs. 1.6 lakh tak bina guarantor ke
  • Flexible repayment — fasal ke baad bhar sako
Eligibility
  • Indian kisan jo kheti ki zameen ka maalik ho ya kiraya par le
  • Koi bhi bank mein savings account
  • 18 se 75 saal ki umra
How to Apply
  1. Nazdiki bank branch ya CSC par jaayein
  2. Application form bharein
  3. Zameen ke kaagaz aur ID documents laayein
  4. Bank 2 hafte mein approve kar deta hai
  5. Rupay KCC card milti hai
Required Documents
  • Aadhaar Card
  • Jameen ke kaagaz (Khasra/Khatauni)
  • Passport size photo
  • Bank account passbook
  • Caste certificate (SC/ST ke liye)
Key Benefits
  • Rabi fasal ke liye sirf 1.5% premium
  • Kharif ke liye sirf 2% premium
  • Fasal nuksaan pe poora muawza
  • Online application, seedha bank account mein paisa
  • Sarkaar baki premium bharti hai
Eligibility
  • Sabhi kisan — bhoomi maalik aur bataibhoomi par kaam karne wale dono
  • Kharif ya Rabi ki koi bhi notified fasal
  • Loan lene wale kisan ke liye yeh compulsory hai
How to Apply
  1. Apne bank ya CSC mein jaayein
  2. Fasal ki boai ke 2 hafte baad apply karein
  3. Fasal barbad hone ke 72 ghante mein bank/helpline par complain darz karein
  4. Assessment ke baad bank account mein paisa aata hai
Required Documents
  • Aadhaar Card
  • Bank passbook
  • Bhoomi ke kaagaz
  • Boai ka proof (agar maanga jaye)
  • Nominee ki jaankari
Key Benefits
  • Rs. 6,000 per year seedha account mein
  • Teen kisht mein payment
  • Roze-marra ke kaam ke liye cash support
  • Koई middleman nahi — direct bank transfer
  • Sabhi bhoomi maalik kisano ke liye
Eligibility
  • Bharat mein zameen ka maalik koi bhi kisan
  • 2 hectare tak ki zameen wale kisan
  • Sarkari naukri na ho
  • Income tax na bharta ho
How to Apply
  1. pmkisan.gov.in par jaayein ya nazdiki CSC
  2. "New Farmer Registration" par click karein
  3. Aadhaar aur bank details bharen
  4. Verification ke baad registration ho jaata hai
  5. Pehli kisht agle payment cycle mein milti hai
Required Documents
  • Aadhaar Card
  • Bank account aur IFSC code
  • Jameen ke kaagaz
  • Mobile number (OTP ke liye)
Key Benefits
  • Online trading — ghar baithe becho
  • Poore desh ke buyers tak pahunch
  • MSP se zyada daam mil sakta hai
  • Transparent bidding system
  • Payment seedha bank account mein
Eligibility
  • Sabhi kisano ke liye
  • Apni mandi mein register karein
  • Fasal ki quality grading karwaayein
How to Apply
  1. enam.gov.in par register karein
  2. Apni nazdiki mandi mein jaayein
  3. Produce ki grading karwaayein
  4. Online ya offline bid accept karein
  5. Payment 24 ghante mein milti hai
Required Documents
  • Aadhaar Card
  • Mandi registration
  • Bank account
  • Mobile number
Key Benefits
  • Rs. 50,000 tak Shishu loan
  • Rs. 5 lakh tak Kishore loan
  • Rs. 10 lakh tak Tarun loan
  • Koi guarantee nahi chahiye
  • Kam byaaj dar
Eligibility
  • 18+ saal ki umra
  • Koi bhi chota business
  • Kheti, processing ya trading business
  • Credit history accha ho
How to Apply
  1. Kisi bhi bank ya MFI mein jaayein
  2. Business plan banayein
  3. Application form bharein
  4. 7-14 din mein approval
  5. Rupay Debit card milta hai
Required Documents
  • ID proof (Aadhaar/PAN)
  • Address proof
  • Business ka proof
  • Bank statements
  • Passport photo
Key Benefits
  • 3% interest subvention on loans
  • Rs. 2 crore tak loan
  • Collateral-free up to Rs. 2 crore
  • FPOs, startups, agri-entrepreneurs ke liye bhi
  • Cold storage, packing units, processing ke liye
Eligibility
  • Individual farmers
  • FPO/FPC members
  • Startups in agri sector
  • Self Help Groups
  • Agri-entrepreneurs
How to Apply
  1. agriinfra.dac.gov.in par register karein
  2. Project proposal banaayein
  3. Bank se application karein
  4. NABARD/bank approval ke baad loan milta hai
Required Documents
  • Business registration
  • Project DPR (Detailed Project Report)
  • Bank account
  • IT returns (last 2 years)
  • Land documents ya lease agreement
Get Help from Urban Anaj

We Will Help You — Completely Free

Fill the form — we will call within 24 hours and help with documents and applications.

For Investors & Grant Officers

Why Urban Anaj Qualifies for Grants & Funding

If you are an investor, grant officer, or government program officer — here is our impact story.

Direct Farmer Linkage

We source directly from Katni farmers — no middlemen. Farmers earn 20-30% more per kg compared to traditional mandi sales.

Food Safety & Traceability

Every product has a batch code traceable to the originating farmer, enabling full supply chain transparency.

Rural Employment

Local packaging, sorting, and delivery operations create direct employment in the Katni district.

Digital Agriculture

Farmers submit produce via a digital portal — a real example of technology-driven agricultural inclusion.

Authentic Founder Story

Founded by someone from a small farmer family — genuine grassroots entrepreneurship, not top-down agri-tech.

Govt Scheme Integration

Platform actively guides farmers through government scheme applications — combining public welfare with private enterprise.

Grants & Funds We Are Eligible For
Agri-Infrastructure Fund (AIF)

Up to ₹2 Cr loan at 3% subsidized interest for post-harvest storage, processing, and packaging infrastructure.

PM Mudra Yojana — Kishore/Tarun

Collateral-free loan of ₹5-10L for agri-trading businesses like Urban Anaj.

Startup India — AgriTech Vertical

Tax exemption, funding access, and mentorship for AgriTech startups.

NABARD Rural Innovation Fund

Support for initiatives creating direct farmer linkage and digital inclusion in rural economies.

If you are an investor, grant officer, or government official — contact us. We are ready to share our full business plan and impact data.

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